Christoph Friedrich kennenlernen in München

About me

I was born and raised in Bavaria and have always valued clear structure, honest advice and sustainable planning. Since joining HORBACH as an independent financial partner, I have specialised in working with expats living in Germany, who often find themselves facing a complex financial and insurance system that literally and figuratively does not speak their language.

With the right guidance, however, navigating the German financial landscape becomes manageable and empowering. I am here to provide that guidance.

My expertise

I hold a Bachelor's degree in Business Administration, specialising in Finance and Insurance. I am also licensed to provide comprehensive, independent financial advice in a wide range of areas:

• §34f: Certified to advise on public market investments (e.g. ETFs and mutual funds).
• §34d: Licensed insurance expert
• §34f II: Certified to advise on private market investments (e.g. private equity and alternative assets).

This combination of qualifications enables me to provide a comprehensive overview of your financial situation, covering everything from insurance coverage and pension plans to intelligent wealth-building strategies in both public and private markets.

Beyond Finance – My Expert Network

To ensure truly holistic support, I work closely with a trusted network of professionals, including:

• Tax advisors (German and international)
• Real estate experts (residential and investment properties);
• Financing specialists (mortgages, real estate loans and business funding).

This means that, no matter what your financial question is, you have access to reliable, coordinated solutions — all from a single point of contact.

I look forward to supporting you on your journey towards financial clarity, security and long-term success in Germany.