Financial advice for expats

Living and working in a new country comes with great opportunities – and unique financial challenges. Let’s turn complexity into clarity.

HORBACH has been successfully advising expats across Germany on financial planning for many years. Together with you, I develop a tailored solution designed specifically for your unique situation as an expat – from your arrival in Germany and starting your career to long-term life planning.

Reliable support in your language

I help you understand the German system and make smart financial decisions – no matter where you come from.

What makes my financial advice unique?

New to Germany?

An initial orientation on insurance, finance, and local systems

Planning for the long term?

Strategies for building wealth and pension provision

Uncertain about the German system?

Clear, compact information about your rights and obligations

Advice at eye level

Clear, personalized, and in a language you understand

Get advice now

My consultancy services for expats*

Basic insurance

Finance for the family

Real estate & Icons

Old-age provision

Wealth building

*and much more

Your Consultation Journey in 3 Steps

Step 1: Contact me

Contact me via the contact form, by phone, or by email. I will get back to you as soon as possible - in your language if possible.

Step 2: First meeting

In our first conversation, we’ll clarify your most important questions and arrange a personal consultation – either online or in person.

Step 3: Personal consultation

During the free initial consultation, we’ll discuss your current situation, your goals, and develop a personalized strategy that suits you – clear, structured, and tailored to your needs as an expat.

Consultations available in multiple languages:

Our team of advisors offers consultations in the following languages, depending on availability and location*:

*Please note: Not every advisor speaks all listed languages. We'll gladly connect you with a suitable contact person.

Learn more about our expat services and visit our english homepage

Get your free “Welcome to Germany”-Guide now

Our free expat guide helps you settle in quickly and confidently in Germany – with practical checklists and compact financial insights.

Request your copy and book your free initial consultation today.

Get the PDF & schedule a call