Financial advice for expatriates (expats for short)
As an expert in the financial needs of expats, HORBACH offers tailored consultancy services throughout Germany. These services encompass not only health insurance, liability insurance, life assurance and home contents insurance, but also many types of protection specially tailored to your needs as an expat. We shall be at your side from the outset with support and advice, whether in relation to planning your finances after you arrive in Germany as an expat, when you start work, during your career or whilst you are shaping your life as an expatriate in Germany.
We understand the unique challenges that expats face when they come to Germany.
Challenges for Expats
We know how things work in Germany and understand the challenges involved. As your personal contact person, we shall guide you through the German bureaucratic jungle.
Your language is not included? We can also advise you in other languages. Please enter your nationality in the contact form.
Our Consultation Process in 3 Steps to your Financial Advice
Our consultancy services for expats*
*and much more
FAQ
Definition of expat: "Expat" is short for "expatriate" and relates to a person who lives or works outside of their home country temporarily or permanently. Expat may relate to a specialist worker, manager or pensioner or any other person who moves to Germany for various reasons, e.g. professional opportunities or retirement in a different country.
Our financial experts can assist you with your financial goals and needs regardless of your nationality. Whether you come from India, Mexico, Columbia, Spain or Italy – we are there for you.
Yes, HORBACH works together with US Americans. Our financial experts can assist you with your financial goals and needs regardless of your nationality.
Yes, HORBACH offers advice in English as well as in many other languages. We shall find a suitable adviser for your language who understands your needs and requirements. Please note that the application process has to be in German, but we shall assist you to ensure that the process runs as smoothly and straightforwardly as possible.
It's quite simple. HORBACH is represented with a large number of sites in Germany. Simply use our contact form, and a suitable financial adviser will contact you. Your questions can then be cleared up, and an initial free consultation can be arranged.
You essentially have access to the same financial products as the local population. The important thing is what suits your particular situation. This includes your residence status, agreements between your countries of citizenship and Germany, your preferences for sustainability and your personal convictions. We offer a personalised consultation to take your needs into account.
The following types of insurance are offered for expats in Germany: occupational disability insurance, personal liability insurance, health insurance, old-age provision, life assurance and home contents insurance. Other types of insurance may also be necessary or advisable depending on your own situation.
