Life assurance for expats

Pension insurance and life assurance offer expats guaranteed benefits in old age, for example in the form of a monthly pension or a one-off lump-sum payment. Both products are, however, more than merely old-age provision products.

• The advantages of private old-age provision can be combined with financial protection for relatives – all from the start of the contract.
• You can, in addition, be protected against financial risks such as accidents or occupational disability.
• Unlike with private pension insurance, financial protection for surviving dependants is often integrated from the outset in the case of life assurance.
• If the person insured dies before the contract expires, the surviving dependants receive, depending on the precise arrangement, the guaranteed sum insured and the profit shares accrued.